>"If you hit hard times and do not have money, you starve. "

What bloody backward primitive country do you live in? Over here in the UK we have this wonderful thing called a benefits system. It's not much, you're still damn poor and have to struggle, but it's just enough to keep you from actually dying of starvation. Because we believe in society, and society's job is to see we're all taken care of, and no-one left behind. Yes! Even those who aren't already wealthy and privileged!