Re: Is it me?
Having struck pedestrians in my 20 years on the road, I can assure you that every legal instrument under the sun is against the driver. In one case, the drunk girl actually jumped onto the bonnet of my car then fell on the ground (I had stopped by this time) and though she was totally uninjured, I got to pay for the ambulance that someone else called. Another time, a young girl ran across the road (with headphones and not looking) and actually struck the side of my car and broke her legs under my back wheel. There was no way it was my fault or anything and yet I got to pick up her £12,000 bill and had my car insurance hiked by 50% for 5 years! Because motorists are insured, you'll alwys be found partially liable :(
I only wish there was a compulsory insurance for cyclists and pedestrians, might level things a little.