Re: Stating the obvious
I get that legally it is "theft", but that is mainly because of how laws are structured.
Each month the government takes money from me that belongs to me. The reason it is not theft is that they have passed laws to say that in this case they can deprive me of my possessions legally. You could argue this isn't the same, that I have given them permission...
if the government passed a law that said that unattended items in public are considered abandoned, then it is no longer someone else's possession, and so the person who takes it is simply recycling/cleaning up waste.
I'm not saying they should; I guess what most riles me is that there are times that your phone is actually stolen - someone grabs it out of your hand or physically threatens you - and in those situations, it would be handy to have mobile phone insurance so that it can easily be replaced.
However, purchasing mobile phone insurance means subsidising those in society who do not treat their phone as a stack of 25x£20 notes that they carry around in their pocket. No thanks.