Student chiming in here
When with my Parents I watch MOST TV on iPlayer as catch-up and only rarely watch it live on iPlayer or a TV. At uni, almost everyone watches only on iPlayer catch-up because in halls of residence each students room in a flat requires a seperate license, and then the common area ALSO requires one. so for a 6 bed flat you are talking about 150 x 7 = £1,150.
On another note, some time ago i noticed a loop hole for watching live TV under your parent's license while at uni. If you watch on a laptop unplugged from the power supply (running on internal power) then it counts as a portable TV under the law and therefore is covered by your parent's license...
Most students are out drinking / working / at letures / other activities (ok, probably can rule out the last 3 to fit most people's image of students) at the time programmes are live and therefore watch them later. The ONLY programme I watched live in the last year I watched at a friend's house, which was Dr Who (which HAS to be watched live, I feel).
So, what about the license fee? I would be happy to pay a reduced fee to watch only time-laspsed iPlayer, say £30 a year. And as others have said since the fee-collectors insist on sending us students letters about not having paid our TV licenses regardless of whether we have TVs, which go straight into the big, round filing cabinet, it's £30 they would not be getting otherwise. Or they could charge £3 a month which would be better for students.
So, there you go. If anyone from the Beeb reads this, here is some genuine feedback.
Oh, and PLEASE do NOT introduce adverts, ever! I would pay the license fee voluntarily even if the gov. took away the obligation, to avoid ads. Americans posting here are clearly unaware of the enjoyment of watching a programme all the way through without breaks (not to mention the programmes are longer).