I for one welcome our new corporate executive overlords
Kids these days. Get paid a good wad of dosh to chat up with half a score executives of companies who want to track our every move because that's their business model, and ask them to predict when they'll've succeeded in taking over our wallets with their electronic gadgets, and get to call it "research" too. Nice for the resume, I'm sure, but what it has to do with science is a bit beyond me.
Then again, that's a couple more years leeway to tell our friends and family exactly what it means to forego cash and, well, ask them vote with their wallets. Personally, unless the replacement is truly and provably anonymous, I won't want it, and neither should anyone else on this side of the payments divide.