Physical Presence Requirement Addressability
Are you who you say you are?
Devices that contain direct addressing confirmation that are literally a USB computer.
The device must be aligned with you at a physical location that is alignment matching service, where you are matched to your device.
Similar in process to getting a automobile license or taking a loan from a bank, you must prove who you are.
You wish to complete a transaction.
A request for your 'key' is made.
The device, when connected, asks for a password from you to proceed.
It then, will only communicate with pre-allocated address spaces for confirmation of continuance.
These address spaces are authorized business or governmental bodies that are heavily restricted and independent of influence. It's their only business and they may not be in any other business.
The physical device will use packet scrambling to the pre-allocated address.
The address space sends a packet identical to a packet from your device.
They match and the completion of transaction occurs.
Hence, you must exist, the device must exist, the physical location of the addressing confirmation must exist. The final point of transaction is assumed to exist.
While not perfect, it does remove most of the conveniences of how your identity is stolen and makes each possible point of compromise available for inquiry.
If the device is lost or stolen, it is reported.
Sidebar: Credit/Debit companies remove them selves from the security loop and pay fee for independent body.
One would think they would love this because always so worried about saving us money.