"Considering that the banks haven't eliminating the biggest flaw in banking for several decades now, static CC numbers, it's readily apparent they don't think security is a priority."
With credit cards, the situation is actually a bit different. The banks actually PROFIT from credit card fraud.
Let's say that your credit card is stolen and used. You'll get your money back; the banks will not hold you responsible for fraudulent charges.
What a lot of folks don't know is that they don't cover those losses themselves. They will charge back the merchants who the criminals bought goods from. And then, to add insult to injury, they will charge those merchants a "chargeback fee," which varies from $35 to $90 for each fraudulent charge.
So the merchants lose twice: they lose the goods that the criminals bought on the stolen credit cards, then they get hit with chargeback fees as well.
I recall reading a report a couple years back that suggested that for maximum possible profitability, the best-case scenario for banks is if every one of their customers has their credit cards stolen and maxed out about once every twelve months or so.