"...a surprisingly large percentage of users share their entire hard drive..."
I've not used any of the *Wire programs for several years but even then I remember seeing an automated warning against sharing whole drives. I was attempting to select a secondary drive (which contained no system files) and was pleasantly surprised at the thoughtfulness of the warning.
To upload your bank statements a user would have to make several stupid steps, at least:
- Save bank statements on a computer! This is an effort in itself, despite signing up for online statements my bank still insist on sending letters every month, one wonders what is driving these losers to start saving to a PC.
- Save bank statements with a meaningful name instead of just '12-09-09' or 'unnamed document(1)' as often seen on co-workers desktops.
- Alter the default settings of the file sharing program and then IGNORE the warnings.
- Or, deliberately save to the program's separate uploads folder, as I recall this is somewhere in appdata and so is normally hidden.
- Leave both program and computer running for extended periods instead of exiting when downloads have completed and turning things off overnight to save electricity + money.
Anyone who accomplishes all that is clearly intending to be a statistic of identify theft. This shows us never underestimate the ingenuity of idiots.