Is that stupid people are the only kind with the balls to try a hack like this, yet being stupid they do not have the technical skill to avoid fucking up and getting caught.

If at some point a clever ballsy person decides to set his eyes on the banking world, then they're fucked.

"European nationals used malware planted on compromised machines to steal login credentials and plunder online banking accounts"

What Operating System did this malware run on?

Good to see that electronic bank fraud is no longer just a good old boys' game... no more complaints about any glass ceilings in the criminal underworld...