It would be extremely useful indeed if we had a definitive list of which banks have actually signed up to the new mortgage guarantee scheme, being able to defer payments by up to 2 years. Indeed has anyone signed up at all? I am with a division of HBOS, now part government owned and my mortgage company has "no plans" to join it. Has anyone?

They 'steal' a plan directly from the 'do nothing' tories and end up having to water it down after wasting £12 billion so people can save a few pence on a new dvd player (funny that most of the things 'vat-table' are imports when they've also driven the price of sterling to record lows)

maybe if they'd done something to benefit the economy in the first place rather than try to chase headlines the tens of thousands of people who've lost their jobs already (and with millions to come) would still be in work.