I remember this...
When I was involved in a car accident and was in a coma. My Mum was sorting things out so my bills continued to be paid (I always take out cover for this sort of thing).
The credit card company was a pain. My mum was on the phone to them for 4-5 hours until they finally sorted it out.
The reason? We need to talk to your son before we can do anything. They would not accept the fact that I was in a coma meant I could not come to the phone but that my bills still needed paying.
In contrast the car insurance were no problem at all and helped my Mum to sort out everything and I had money for a new car waiting when I got out of hospital.


