Perhaps...
Sweeping generalisations are valid when describing "pop" music. Especially the stuff one hears on Radio One.
I play, compose, record and master my own music using CueBase. I master to various formats depending on the target audience. Therefore your statement "Hooray for lack of understanding on music file types" must be directed to someone else. I rip to mp3 for the car at 320kbps.
I do see the point for lossless in home use when using the likes of Arcam, Audiolab and Bowers & Wilkins components. Of course if one listens to a media player trough a dock, a PC or a public address system you are right, lossless would not be appreciated. Or even noticed by the average listener like yourself, so it seems.
I would recommend a visit to a dedicated HiFi shop, ask to listen to your favourite lossless recordings on some proper kit. Now play the same music as 320 kbps mp3 through the same kit. Then repeat the phrase "I don't see the point in lossless audio for consumer use", and try to say it with conviction.
I can only presume you do not know what lossless music through a quality audio systems sounds like. Perhaps your ears do not have the sensitivity to note the difference. Forgive me if I am wrong but just like you, I jumped to conclusions after reading what you wrote. Only difference being I am aware of the conclusions to which I jumped and made a concious decision to do so, and apologise if these conclusions are wrong. In contrast to the involuntary knee jerk reaction you made.
btw, did you miss the joke icon?