I had my credit card cloned a few months ago. Luckily my card company spotted some odd transactions almost immediately, and phoned me for confirmation, so it was stopped very quickly.
A week later I get an email from Amazon saying someone has tried to set up an account using a card registered to my amazon account.
Again, very commendable fraud detection.
However, Amazon wouldn't give me the details of the fraudster, as only the Police are allowed to have this, and they didn't register the fraud with the cops. My credit card company also didn't register the clone with the police either. So at the end of the day, whoever copied my card tried to get stuff, failed, and had no comeback at all!
Personally I'm a little worried about how it got cloned. I don't use the card much, and when I do it's almost always online to the same four companies. I'm a techie, I know about SSL, I run Firefox, and I check the owner of the certificate! Yet I still managed to get cloned, which concerns me.
The only new thing I had done was change ISP... Who of course get the number... and have a call centre in India... But that's an entirely different story!